Operating leasing is often presented as a flexible solution for farms seeking modern technology without tying up capital. According to European financial reports, this form of financing transfers residual value risk to the lessor, which can be an advantage in a rapidly evolving technological environment.

Total costs, however, are higher. Sectoral analyses indicate that operating leasing can increase the total cost of using machinery by 10–20% compared to direct purchase, depending on contract duration and the services included.

Another critical aspect is contractual dependency. Leasing agreements restrict changes in use and may impose strict conditions regarding maintenance and equipment return. During periods of reduced activity or adverse climatic conditions, these fixed obligations can become a financial burden.

For 2026, operating leasing is efficient only for farms with rapid technology turnover and stable cash flow. In the absence of strategic use, leasing risks becoming a hidden cost that erodes profitability.

(Photo: Freepik)